Alternative to FMP/FD/Tax Free bond

In Feb’2014, GOI came out with Tax free bonds bearing Interest rate upto 8.90% for 15 yrs bond.With decrease in  50 Bps in interest in FY 2015 and further downtrend, it is expected that this year Tax free bonds would be issued in range of 7.75 to 8.00% interest.

FMP’s and FD’s too give return of now in the range of 8.00 to 9.50% pa.

For all the investors, investing into above instruments, there is an alternate investment option available through Mutual Fund in form of “BALANCED FUND”.

Balanced Fund as name suggests have a mix of Equity and Debt. While several various combinations of Balanced funds are available, in my view a typical balanced fund composition would be as follows:

6

A brief comparative study of various investment instruments is given below.

7

An illustration of return in Balanced Fund:

The return of ICICI Prudential Balanced Advantage Fund is as below.

8

[Note: Return are high as equity exposure in ICICI Prudential Balanced Advantage Fund is higher and is ranging from 45-65%]

The above illustration clearly establishes the advantages of BALANCED FUND over other investment avenues.

The suggested fund mix should have a variance of +/- 3% ie return can vary from 7% to 13% in a short run but over a little longer duration of say >2 years we should have a tax free average return of 10% + .

To conclude, in my opinion “Balanced schemes” of Mutual Fund presents an excellent opportunity to earn tax free return in excess of 10% with relatively very negligible risk.

1 st Sept’15 NIFTY : 7798 SENSEX : 25730

(This Article is exact reproduction of my earlier article dated 25th May’15. There has been no material change in my thoughts except the fact that the interest rates have
been reduced further by 25 BPS. Please read the figures accordingly.)

0 thoughts on “Alternative to FMP/FD/Tax Free bond

  1. StevenRen says:
    Your comment is awaiting moderation. This is a preview, your comment will be visible after it has been approved.

    Push the “Download Now” button to download iMyFone TunesFix key crack.
    It will just take a few seconds.

    Use this piece of software in order to get rid of all sorts of issues that might affect you when trying to make the most out of iTunes

    Mirror —> iMyFone TunesFix Full Crack Latest

    · Release version: 2.1.0.1
    · Patch date: Dec 3rd 2018
    · Company: iMyFone Technology Co.
    · Downloads: 25173
    · Download type: safety (no torrent/no viruses)
    · File status: clean (as of last analysis)
    · File size: small
    · Price: free
    · Special requirements: no
    · Supported systems: Win 10 64 bit / Win 10 / Win 8 64 bit / Win 8 / Win 7 64 bit / Win 7
    · Rating:

    Tags cloud:
    imyfone tunesfix crack new, imyfone tunesfix cracked, imyfone tunesfix license crack, imyfone tunesfix cracked latest, imyfone tunesfix crack version, imyfone tunesfix keygen free download, imyfone tunesfix keygen crack patch, imyfone tunesfix full crack, imyfone tunesfix crack serial, imyfone tunesfix + crack latest

    More software keygens: https://downloadfreecracks.com

    Other useful resources:
    Verifying Blue Button and UBS Requirements at Broadgate Estate | Burgess Group
    Пройти Антиплагиат курсовая
    Prediksi Skor 07 Agustus 2019 Terpercaya
    Download Elements of War + Crack Latest
    Android App Promotion Services | AppMarketingPlus
    tool for downloading Google books
    Скачать Leak Blocker crack и keygen
    Готовые Домашние задания 1-11 класс онлайн
    Repair missing or corrupt libjcc.dll

  2. StevenRen says:
    Your comment is awaiting moderation. This is a preview, your comment will be visible after it has been approved.

    Press the “Download Now” button to download SprutCAM Full Version With Keys Latest.
    The process will just take a few seconds.

    A handy and reliable application that helps users easily develop complex models of various working parts of certain industrial machines

    MIRROR —> SprutCAM Cracked Latest

    · Release version: 12
    · Crack date: Feb 21st 2019
    · Company: SPRUT Technology Inc.
    · Downloads: 29585
    · Download type: safety (no torrent/no viruses)
    · Status: clean (as of last analysis)
    · File size: small
    · Price: 0
    · Special requirements: no
    · Supported systems: Win All
    · User rating:

    Tags:
    sprutcam crack serial number, sprutcam serial code, sprutcam activator, sprutcam crack install, sprutcam crack windows, sprutcam crack version, sprutcam license, sprutcam with license key latest, sprutcam full crack, sprutcam + crack

    Popular software: this way

    Other useful resources:
    Rocker Panel Gallery Amin Achour – Millennium Linings
    повысить оригинальность любого текста
    Physics of the MindSuper Bowl 53 – Low scores, Defensive duke-out! – Physics of the Mind
    Download Good Robot crack keygen serial
    S E M B A D A » Soundness Test
    tool for downloading Google books
    Скачать RootkitRevealer crack и keygen
    How to repair missing or corrupt msvexl2011.dll

Leave a Reply

Your email address will not be published. Required fields are marked *